Rates and Fees are subject to change without notice. We are not responsible for any rates that may change prior to lock confirmation.

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Interest Rate Lock-In Policy

Please note: Rates and fees are subject to change without notice. Your interest rate may vary depending on your qualifications and loan amount.

Program	Rate	Points	APR
Conforming 7 Year ARM	rate not available
Conforming 5 Year ARM	rate not available
Conforming 15 Year Fixed	3.375%	2.125	3.688%
Conforming 10 Year ARM	rate not available
Conforming 3 Year ARM	rate not available
Conforming 30 Year Fixed	3.750%	2.125	3.926%
Conforming 20 Year Fixed	rate not available
Non-Conforming 5 Year ARM	4.000%	2.0	4.168%
Non-Conforming 7 Year ARM	5.000%	2.0	5.178%
Non-Conforming 10 Year ARM	5.125%	2.0	5.305%
Non-Conforming 20 Year Fixed	rate not available
Non-Conforming 30 Year Fixed	5.500%	2.0	5.684%