Rates and Fees are subject to change without notice. We are not responsible for any rates that may change prior to lock confirmation.

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Interest Rate Lock-In Policy

Please note: Rates and fees are subject to change without notice. Your interest rate may vary depending on your qualifications and loan amount.

Program	Rate	Points	APR
Conforming 7 Year ARM	rate not available
Conforming 5 Year ARM	rate not available
Conforming 15 Year Fixed	rate not available
Conforming 10 Year ARM	rate not available
Conforming 3 Year ARM	rate not available
Conforming 30 Year Fixed	4.500%	2.125	4.684%
Conforming 20 Year Fixed	4.250%	2.125	4.501%
Non-Conforming 5 Year ARM	rate not available
Non-Conforming 7 Year ARM	rate not available
Non-Conforming 10 Year ARM	rate not available
Non-Conforming 20 Year Fixed	rate not available
Non-Conforming 30 Year Fixed	4.625%	2.0	4.800%